Working at Home?
What to Do If You Get Injured at Home
Many people are now adjusting to working at home and the challenges that poses. If you get injured while doing so, and can no longer work from home, you may be eligible for workers' compensation. These cases are always difficult but the law allows for such claims. An example might be someone who lifts some files and trips on a step or pet while carrying them, resulting in a fractured wrist and an inability to keep using a computer and working. If you do get injured at home, report the injury immediately via email, text, or phone to the same supervisor you would normally report an injury to. Be clear to state what happened and what body part(s) are affected. Be sure to explain how the incident is work-related and what you were doing at the time.
If you need emergency or urgent care treatment, get it. If the doctors you see feel that you can no longer work at home, have them provide you a copy of a written note stating this. Provide that note to your supervisor through email, fax, or even a photo sent via text. If the injury is serious, please call us to discuss your next steps and options for care. Some physicians are offering telemedicine options and we can direct you to them.
Other Available Benefits and Resources
Many of those being laid off due to coronavirus are not able to work at home are not being paid to stay home. There are some options:
Pennsylvania is allowing those laid-off or working reduced hours due to coronavirus-related closures to apply for and receive unemployment. It is available if your workplace has temporarily or permanently closed. It is also available to those told to quarantine/self-isolate or told not to work to mitigate the spread of COVID-19.
The Commonwealth is waiving the normal waiting period to receive benefits and as a result, you can apply now at https://www.uc.pa.gov/Pages/covid19.aspx
Pennsylvania is waving the charge employers normally pay as a result of an unemployment claim. Therefore, you do not have to worry that you are hurting your employer even more if they are a family business or a small business.
Not everyone qualifies for unemployment. Another option is food stamps. You can apply online here:
Today’s program is managed in a discreet way. Long gone are the days of coupon books everyone can see. If you qualify you will receive what looks like a regular credit card to use. At the market, this is considered “EBT.”
Those who lose health insurance due to their employer closing are always eligible for special enrollment under the Affordable Care Act (sometimes referred to as “Obamacare.” You may be eligible for a subsidy if you have no income. Learn more at these websites:
Apply for health insurance at the ACA Page:
Check if you are eligible for Medicaid in Pennsylvania:
Apply for Medicaid in Pennsylvania: